We Make It Easy
To Ride
Transform the every day into urban adventure and beyond with helpful, innovative financing options.
We have partnered with Harley-Davidson Financial Services1 to provide financing solutions so you can start enjoying the ride. Explore our Budget financing2 and Linear financing2 options to find your suitable monthly payment.
Budget Financing is a finance plan that allows you to spread the cost of your vehicle with lower monthly repayments than a Linear Financing product as a large proportion of the amount you repay is deferred into an optional final repayment.
You will pay more interest on a Budget agreement than a Linear agreement for the same loan amount, as your balance reduces more slowly due to the optional final repayment. You will decide an initial deposit, term and how many miles you’ll travel each year.
The monthly repayment amount and the optional final repayment amount will be calculated based on the anticipated value of the vehicle at the end of the agreement.
At the end of your agreement, you have three options:
Retain - Pay the final value and option to purchase fee to own your LiveWire outright.
Return - your LiveWire to our Partner, with nothing further to pay, provided within agreed mileage and in good condition (additional charges may apply).
Renew - part exchange your Livewire for another model using any equity as deposit - additional credit is subject to status.
How to Apply
Use our finance calculator to explore your options. Once you're happy with your choice you can complete our secure application. Once a decision on your application has been received a LiveWire Guru will then contact you to discuss next steps. If you need any help please contact our team here.
FAQs
Who is the lender if I finance a LiveWire motorcycle?
The provider of Budget Financing and Linear Financing is Santander Consumer Bank AG, Santander-Platz 1, 41061 Mönchengladbach.
What’s the difference between Budget financing and Linear financing?
Both Budget and Linear allow you to pay for your vehicle in monthly payments over an agreed period, with a fixed rate of interest. The key difference is what happens at the end of each contract. With a Linear contract, you’ll own the vehicle after making the final payment. At the end of a Budget contract, you can either hand the vehicle back to the lender, part exchange it for a new one, or pay the optional final repayment (including any purchase fee) to keep the vehicle. New finance agreements are subject to status and affordability checks. If you hand the vehicle back at the end of a Budget agreement, there may be extra charges if you go over the agreed annual mileage or if the vehicle has damage over fair wear and tear.
Can I settle my finance early?
Yes you can. Whether you have a HP or PCP agreement, you have the right to end your agreement at any time by paying off the remaining balance in full. If you want to pay off your HP agreement early, you’ll own the vehicle outright but may need to pay an early settlement fee. You also have the right to voluntarily terminate your agreement. You will need to return the vehicle and half of the total amount payable as detailed on your agreement documentation. If you have already paid at least this amount plus any overdue repayments and have taken reasonable care of the vehicle, you will not have to pay any more. For a PCP agreement, the vehicles mileage and condition will need to be in line with your terms and conditions.
What information is needed for a financing decision?
During your application, we'll need your personal details, financial information, employment details, address history.
Will applying for finance affect my credit score?
When you apply for finance, a lender will run a 'credit check’ which leaves a mark on your credit report. Too many credit checks over a short period can affect your credit score for 12 months, which could reduce your ability to get approved for credit.
1Harley-Davidson Financial Services is offered by Harley-Davidson Financial Services Europe Limited.
2The provider of Budget financing and Linear financing is Santander Consumer Bank AG, Santander-Platz 1, 41061 Mönchengladbach.